See exactly how much your 401k will be worth at retirement — with employer match, annual raises and compound growth.
⚠️This calculator provides estimates for educational purposes only. Results assume consistent contributions and returns which may vary. Consult a certified financial advisor for personalised retirement planning advice.
Your Details
Current Age
yrs
Retirement Age
yrs
Current 401k Balance
$
Annual Salary
$
Contribution Settings
Your Contribution
% of salary
Employer Match
% of salary
Annual Salary Raise
% per year
Annual Return Rate
% per year
Inflation Rate (for today's dollar comparison)2.5%
Estimated 401k Balance at Retirement
$0
at age 65
Your Contributions
$0
0% of total
Employer Match
$0
0% of total
Investment Growth
$0
0% of total
Years until retirement—
Total you contribute—
Total employer contributes—
Investment growth (compound)—
Value in today's dollars—
Monthly income at 4% withdrawal—
2025 IRS contribution limit$23,500 / year
Are you within the limit?—
Balance Growth Over Time
Investment Growth
Employer Match
Your Contributions
Year-by-Year Breakdown
Age
Your Contrib.
Employer
Year Growth
Balance
thatsthetool.com · For educational purposes only · Always consult a financial advisor